Equipment & Vehicle Finance | LoansOne Solutions
Discover flexible equipment and vehicle finance solutions with LoansOne. Finance machinery, vehicles, and technology to grow your business effortlessly.
Equipment Financing Made Simple 🚜
LoansOne makes equipment and vehicle financing easy, allowing businesses to acquire the essential tools and machinery for success. Whether you’re upgrading your technology or adding new vehicles to your fleet, we have you covered.
Finance solutions can be used for:
- Vehicles: Company cars, trailers, trucks, and delivery vans
- Machinery: Forklifts, excavators, and trade tools
- Electronics: Computers, servers, and GPS equipment
- Construction Equipment: Scaffolding and power tools
- Earthmoving Equipment: Diggers, loaders, and more
Eligibility for Equipment Finance
To qualify for equipment financing, you must:
- Have a registered ABN and GST-registered business
- Be an Australian citizen or permanent resident
- Operate your business for at least six months
- Provide bank statements and financial documentation
Equipment loans are ideal for businesses that need to replace machinery, adopt new technology, or make other critical investments to maintain operations and grow.
Interest Rates & Loan Terms
The interest rates for equipment finance depend on the borrower’s risk profile, business revenue, loan amount, and term. Here’s what we consider:
- Loan amount and type of equipment
- Borrower’s credit history
- Business longevity and monthly revenue
- Term duration and repayment capacity
Businesses with a strong track record and stable revenue often enjoy lower interest rates.
How to Improve Your Loan Approval Chances
Follow these tips to enhance your chances of approval:
- Provide complete and accurate financial documentation
- Demonstrate strong business performance
- Meet all eligibility criteria with a solid credit score
- Clearly outline how the loan will benefit your business
Types of Equipment Loans
Choose the right financing solution for your business:
- Operating Lease: Use the equipment without ownership
- Hire Purchase: Own the equipment after final payment
- Financial Lease: Flexibility with ownership transfer
- Secured Funding: Lower interest rates with collateral
Our flexible options help you grow your business while maintaining financial stability.
Find the perfect loan for you
with no impact on your credit score
Frequently Asked Questions
How do I obtain equipment finance?
Simply apply online or call us to discuss your needs. Provide required documentation and we’ll guide you through the process.
What are the types of vehicle and equipment finance?
We offer operating leases, hire purchase agreements, financial leases, and secured funding options.
What is the process to get equipment finance?
Submit an application, provide financial documents, and specify your equipment needs. We’ll match you with the best lender.
Who is responsible for equipment during the finance period?
Responsibility varies by financing type. Typically, the borrower is responsible for maintenance and insurance.
What is the interest rate?
Interest rates depend on your business’s risk profile, loan amount, and other factors. Contact us for a personalized quote.
What happens at the end of the loan term?
Depending on your financing type, you may own the equipment, return it, or refinance it.
Ready to Equip Your Business? 🚗
Apply now and secure the machinery or vehicles you need to grow your business.
Apply Now